NPG Analyst

Job Purpose

The role focuses on managing non-performing loans (NPLs) under the company's credit guarantee scheme. Key responsibilities include reviewing and approving claims, ensuring compliance with guidelines, preparing studies for bank approvals, maintaining organized records, recording commissions, coordinating with internal departments, and conducting monthly reconciliations with banks.

ACCOUNTIBILITIES

• Monitoring, analyzing and managing non - performing loans (NPLs) under the company’s credit guarantee scheme 
• Review and approve claims submissions, ensuring compliance with internal guidelines and external regulations. 
• Preparing various studies based on the bank’s requests in order to obtain the proper approvals from the concerned committees.
• Ensuring that all required documents in compliance with the credit approval conditions or financing program requirements (in case of portfolios) are complete based on the approved checklist before processing any bank’s request
• Ensuring the archiving of all documents related to the relevant studies is crucial as it helps maintain organized records, facilitate future reference and support compliance with regulatory and audit requirements
• Recording the commissions due on guarantees subject to commission fees (classified guarantees 8,9,10 and those expected to be disbursed ) that exceed one year in order to enable the finance department to take the appropriate action .
• Work closely with internal departments, including risk management, finance, Business and legal, to coordinate efforts in managing non-performing guarantees and collections.
• Monthly reconciliation with bank’s regarding all pending cases between the banks and the company is conducted to ensure the completion of required tasks within the approved TAT.

Position Requirements

• Education: Bachelor degree in the field of Finance, Accounting, Business Administration (or similar qualifications)

• Experience: 0-2 years of experience in banking Loans Operations or a related field in banking, credit guarantee or financial institutions.

• Skills:

• Problem solving skills
• Proper communication skills
• Ability to work under pressure and manage multiple tasks simultaneously
• Perfect Arabic writing skills
• Computer literate with a very good skills in MS Excel and MS Word